{"id":6927,"date":"2021-02-07T23:09:15","date_gmt":"2021-02-07T20:09:15","guid":{"rendered":"http:\/\/www.akronsigorta.com\/?p=6927"},"modified":"2023-06-30T14:30:09","modified_gmt":"2023-06-30T11:30:09","slug":"dask-ile-ilgili-merak-edilenler","status":"publish","type":"post","link":"https:\/\/www.akronsigorta.com\/?p=6927","title":{"rendered":"Dask \u0130le \u0130lgili Merak Edilenler"},"content":{"rendered":"\t\t
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DASK Nedir?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DASK, \u201cDo\u011fal Afet Sigortalar\u0131 Kurumu\u201d anlam\u0131na gelmektedir ve \u201cZorunlu Deprem Sigortas\u0131\u201dn\u0131 ifade eden bir kavramd\u0131r. Bu sigorta, bir depremin yol a\u00e7aca\u011f\u0131 maddi zararlara kar\u015f\u0131 teminat sa\u011flamaktad\u0131r.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK ile Hangi Teminatlar Sa\u011flan\u0131r?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DASK, yani Zorunlu Deprem Sigortas\u0131 ile depremin ve deprem sonucunda olu\u015fan yang\u0131n, patlama, tsunami ve yer kaymas\u0131n\u0131n neden olaca\u011f\u0131 maddi zararlar, belirlenmi\u015f limitler esas al\u0131narak kar\u015f\u0131lan\u0131r.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK Kapsam\u0131nda Ne T\u00fcr Binalar Yer Alabiliyor?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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S\u00f6z konusu DASK poli\u00e7esi, belediye s\u0131n\u0131rlar\u0131 dahilindeki meskenler i\u00e7indir. 6305 say\u0131l\u0131 Afet Sigortalar\u0131 Kanunu\u2019na g\u00f6re altta yer alan \u00f6zelliklere sahip binalar DASK g\u00fcvencesi alt\u0131ndad\u0131r:\u00a0<\/p>

– Tapuya kay\u0131tl\u0131 ve \u00f6zel m\u00fclkiyete t\u00e2bi ta\u015f\u0131nmazlar \u00fczerinde mesken olarak in\u015fa edilmi\u015f binalar,
– 634 say\u0131l\u0131 Kat M\u00fclkiyeti Kanunu kapsam\u0131ndaki \u00f6zerk b\u00f6l\u00fcmler,
– Bu binalar\u0131n i\u00e7inde bulunan i\u015fletme, ofis ve benzeri ama\u00e7larla var olan ba\u011f\u0131ms\u0131z b\u00f6l\u00fcmler,
– Do\u011fal afetler nedeniyle devlet taraf\u0131ndan yapt\u0131r\u0131lan veya verilen kredi ile yap\u0131lan meskenler.<\/p>

Zorunlu Deprem Sigortas\u0131, yukar\u0131da yer alan \u015fartlara uyan;\u00a0
– Kat irtifak\u0131 tesis edilmi\u015f binalar,
– Tapusunda h\u00e2lihaz\u0131rda cins d\u00fczeltmesi yap\u0131lmam\u0131\u015f ve tapu k\u00fct\u00fc\u011f\u00fcnde vasf\u0131 “arsa vs.\u201d olarak tan\u0131mlanan binalar,
– Tapu tahsisi hen\u00fcz yap\u0131lmam\u0131\u015f kooperatif evleri,<\/p>

i\u00e7in de ge\u00e7erlidir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK Prim Tutar\u0131 Neye G\u00f6re Hesaplan\u0131yor?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DASK poli\u00e7esinde prim tutar\u0131n\u0131 belirleyen ba\u015fl\u0131ca 3 kriter var. Bunlar:\u00a0<\/p>

– Binan\u0131n yer ald\u0131\u011f\u0131 alan\u0131n deprem risk b\u00f6lgesi olup olmad\u0131\u011f\u0131,
– Binan\u0131n yap\u0131 tarz\u0131,
– Meskenin br\u00fct bazda y\u00fcz\u00f6l\u00e7\u00fcm\u00fcd\u00fcr.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK \u0130\u00e7in Ne Gibi Belgeler Gerekiyor?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DASK, ya\u015fad\u0131\u011f\u0131n\u0131z konutu ve \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131z binalar\u0131n g\u00fcvenli\u011fini teminat alt\u0131na al\u0131r. Zorunlu deprem sigortas\u0131 almak i\u00e7in altta yer alan bilgi ve belgelerin bildirilmesi \u015fartt\u0131r:<\/p>

– Sigorta yapt\u0131racak ki\u015finin ileti\u015fim bilgisi
– Sigorta yapt\u0131racak ki\u015finin kimlik bilgisi
– Sigortalanacak binan\u0131n adresi
– Sigortalanacak binadaki toplam kat say\u0131s\u0131\u00a0
– Sigortalanacak binan\u0131n hasar durumu
– Sigortalanacak binan\u0131n ne t\u00fcr bir yap\u0131 oldu\u011fu bilgisi ve yap\u0131m y\u0131l\u0131\u00a0
– Tapu bilgisi
– Binan\u0131n ne ama\u00e7la kullan\u0131ld\u0131\u011f\u0131 bilgisi
– Meskenin y\u00fcz\u00f6l\u00e7\u00fcm\u00fc (metrekare ve br\u00fct olmal\u0131d\u0131r)<\/p>

Yanl\u0131\u015f ve\/veya eksik beyandan do\u011fabilecek maddi kay\u0131plar DASK poli\u00e7esi sahibinin sorumlulu\u011fundad\u0131r.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK Teminat Miktar\u0131 Nas\u0131l Hesaplan\u0131yor?\u00a0<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Zorunlu deprem sigortas\u0131nda her y\u0131l binalar\u0131n maliyetlerindeki art\u0131\u015f esas al\u0131nmaktad\u0131r. S\u00f6z konusu art\u0131\u015fla saptanan azami bir tutar, s\u0131n\u0131r kabul etmek kayd\u0131yla teminat verilir. Bahsedilen azami teminat tutar\u0131n\u0131n belirlenmesinde mevcut yap\u0131 stokunun b\u00fcy\u00fck k\u0131sm\u0131n\u0131 te\u015fkil eden binalar\u0131n yeniden yap\u0131m bedeli (arsa de\u011feri hari\u00e7) baz al\u0131n\u0131r.\u00a0<\/p>

DASK sigortas\u0131n\u0131n bedeli, hesaplanan teminat tutar\u0131n\u0131 ge\u00e7mez. Sigorta primi, meskenin b\u00fcy\u00fckl\u00fc\u011f\u00fcne ve yap\u0131n\u0131n t\u00fcr\u00fcne g\u00f6re hesaplan\u0131r. Mesken de\u011feri DASK taraf\u0131ndan verilen teminat limitini a\u015fabilir. Bu durumda poli\u00e7e sahibinin, se\u00e7ti\u011fi bir sigorta \u015firketinden iste\u011fe ba\u011fl\u0131 deprem sigortas\u0131 yapt\u0131rmas\u0131 da \u00f6nerilmektedir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK ile E\u015fyalar da Koruma Alt\u0131na Al\u0131n\u0131r m\u0131?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DASK (zorunlu deprem sigortas\u0131) sadece binalar\u0131 kapsayan bir poli\u00e7edir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK Yenilemesi Ne Zaman Yap\u0131l\u0131r?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Zorunlu deprem sigortas\u0131n\u0131n ge\u00e7erlilik s\u00fcresi bir y\u0131ld\u0131r. Her poli\u00e7e vadesi sonunda, y\u0131lda bir defa poli\u00e7e yenilenir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK Yenilemesi Ne Zaman Yap\u0131l\u0131r?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Zorunlu deprem sigortas\u0131n\u0131n ge\u00e7erlilik s\u00fcresi bir y\u0131ld\u0131r. Her poli\u00e7e vadesi sonunda, y\u0131lda bir defa poli\u00e7e yenilenir.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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DASK \u0130ptal Edilebilir mi?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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DASK iptal edilemez. Poli\u00e7e kapsam\u0131ndaki binan\u0131n mal sahibi taraf\u0131ndan sat\u0131\u015f\u0131 halinde de DASK sigortas\u0131n\u0131n ge\u00e7erlili\u011fi s\u00fcrer.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Konut Sigortas\u0131<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tTeklif Al\u0131n<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Dask<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tTeklif Al\u0131n<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

DASK Nedir? DASK, \u201cDo\u011fal Afet Sigortalar\u0131 Kurumu\u201d anlam\u0131na gelmektedir ve \u201cZorunlu Deprem Sigortas\u0131\u201dn\u0131 ifade eden bir kavramd\u0131r. Bu sigorta, bir depremin yol a\u00e7aca\u011f\u0131 maddi zararlara kar\u015f\u0131 teminat sa\u011flamaktad\u0131r. DASK ile Hangi Teminatlar Sa\u011flan\u0131r? DASK, yani Zorunlu Deprem Sigortas\u0131 ile depremin ve deprem sonucunda olu\u015fan yang\u0131n, patlama, tsunami ve yer kaymas\u0131n\u0131n neden olaca\u011f\u0131 maddi zararlar, belirlenmi\u015f … <\/p>\n

“Dask \u0130le \u0130lgili Merak Edilenler”<\/span>devam\u0131n\u0131 oku<\/a><\/p>\n","protected":false},"author":50,"featured_media":15294,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38],"tags":[],"class_list":["post-6927","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dask"],"yoast_head":"\nDask \u0130le \u0130lgili Merak Edilenler - Akron Sigorta<\/title>\n<meta name=\"description\" content=\"DASK nedir? Zorunlu Deprem Sigortas\u0131 nedir? DASK neleri kar\u015f\u0131lar? DASK teminatlar\u0131 nelerdir? 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